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Occupational wage benchmark

Personal Financial Advisors Salary

What Personal Financial Advisors earn nationally — the full BLS percentile distribution, the states that pay most, and the MBA paths that target the role.

Direct answer
Personal Financial Advisors earn a median of $105,070 per year nationally, ranging from $50,190 at the 10th percentile to $357,020 at the 90th — a 7.1× spread. These are BLS occupational wage benchmarks across all workers in the occupation — not MBA-graduate-specific outcomes.

Source: U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OEWS) (May 2024 estimates (published April 2025)), national estimates for SOC 13-2052; cost-of-living context from U.S. Bureau of Economic Analysis — Regional Price Parities (RPP) (2024). Occupational wage benchmarks across all workers, not MBA-specific outcomes.

Median annual wage
$105,070
National, all workers
Typical range (10th–90th)
$50,190 – $357,020
7.1× spread top to bottom
Employed nationally
266,800
BLS establishment survey
Highest-paying state
NY
$166,400 median

The full national pay distribution for Personal Financial Advisors

BLS publishes the whole percentile ladder, not just an average. The spread within the occupation is usually far wider than any difference between states or employers.

Statistic (national)Annual wageReading
10th percentile$50,190Entry / early-career end
25th percentile$72,440
Median (50th)$105,070
Mean (average)$156,670Pulled above median by top earners
75th percentile$176,790
90th percentile$357,020Senior / top-market end

Where Personal Financial Advisors are paid most

Highest published state medians, with each adjusted to national purchasing power using BEA RPP 2024 price parities. The adjusted column is a SalaryMBA estimate, not a published wage.

StateMedian (nominal)Adjusted for cost of living
New York$166,400$154,187
New Jersey$158,570$145,738
California$130,330$117,711
Connecticut$129,720$125,200
South Dakota$128,720$145,305
Massachusetts$125,670$118,829
Delaware$125,050$125,291
Oregon$122,830$118,836
Illinois$120,130$120,180
Wisconsin$119,430$126,925
Washington$114,050$106,576
Vermont$110,020$112,313

Top-paying metro areas for Personal Financial Advisors

City-level pay is where most people actually job-hunt. Highest published metro medians, adjusted for local cost of living.

New York$170,050(≈$151,071 adj.)
San Francisco$160,610(≈$138,920 adj.)
San Jose$136,820(≈$123,905 adj.)
San Diego$130,330(≈$116,484 adj.)
Sacramento$127,950(≈$119,949 adj.)
Boston$126,530(≈$116,870 adj.)
Milwaukee$125,810(≈$129,785 adj.)
Miami$125,670(≈$110,087 adj.)
Los Angeles$124,490(≈$109,619 adj.)
Kansas City$123,140(≈$133,062 adj.)
Portland$122,830(≈$116,514 adj.)
Philadelphia$116,560(≈$113,657 adj.)

MBA paths that target Personal Financial Advisors

How to read the Personal Financial Advisors median

The $105,070 median means half of Personal Financial Advisors earn less and half earn more. It is measured across everyone in the occupation — every experience level, industry, and level of education. It is not a starting salary, and it is not the salary of a recent MBA graduate.

The percentile spread is the number that actually matters for planning. At 7.1× between the 10th and 90th percentile, where you land is driven far more by industry, employer, and seniority than by which state you work in. Use the MBA ROI calculator to model a specific target against tuition and debt.

What this data can and cannot tell you

This page answers “what does this role pay.” It cannot answer “what will an MBA pay me in this role,” because the BLS surveys occupations, not degrees. Any site presenting these figures as MBA salaries is overstating what the source supports — the distinction is the whole point of our methodology.

For MBA-specific figures we rely on cited school employment reports and moderated submissions, published only above our sample-size gates.

Frequently asked questions

How much do Personal Financial Advisors make?

Personal Financial Advisors earn a median of $105,070 per year nationally, according to BLS OEWS May 2024 estimates (published April 2025). Pay ranges widely within the occupation: $50,190 at the 10th percentile to $357,020 at the 90th — a 7.1× spread. This is an occupational wage benchmark measured across all workers in the role, not an MBA-graduate-specific salary.

Which states pay Personal Financial Advisors the most?

New York has the highest published median for Personal Financial Advisors at $166,400, though after adjusting for local cost of living that is closer to $154,187 in national purchasing-power terms. Nominal pay tends to track expensive metros, so the cost-of-living-adjusted column often reorders the ranking.

Do Personal Financial Advisors need an MBA?

These BLS figures cover everyone in the occupation regardless of degree, so they cannot isolate what an MBA adds. Personal Financial Advisors is a role MBA graduates commonly target. An MBA can influence where you land in the range through network, function, and seniority, but any precise "MBA premium" for this role would not be supported by this occupational data.

Why is the pay range for Personal Financial Advisors so wide?

Within a single occupation, the distance between the 10th and 90th percentile (7.1× here) reflects differences in industry, employer size, seniority, and metro — far more than geography between states. The percentile table above is the honest planning tool: a median is one point on a wide ladder, not a number everyone earns.

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Every figure on SalaryMBA is source-labeled. See our methodology for how we source and gate data.